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Panda Boss - Personal Finance & Bossing Life
United Kingdom
Приєднався 17 вер 2019
I'm Anna, I'm a Chartered Accountant and I talk about beginners investing, personal finance & bossing life. So essentially, everything to do with getting out of debt, investing, saving, becoming financially independent, organising your life, becoming successful in your job etc!
If you like what you see, please do subscribe and say hello :)
You can also find me on social media under @pandabossanna
If you like what you see, please do subscribe and say hello :)
You can also find me on social media under @pandabossanna
6 Habits of Financially Successful People
This video talks about the main 6 habits I've noticed that financially successful people have. Some of them are harder than others, but hopefully you'll be able to take something away from this video and use it to help your own financial success! Thank you to XTB for sponsoring this video, if you'd like to check out their Investment Plans or their platform in general, here's the link: geolink.xtb.com/OCnVn
💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna
❤️**CONTACT ME**❤️
Email me: anna@pandaboss.co.uk
Instagram: pandabossanna
Please note there are a lot of people impersonating me on instagram. My ONLY instagram is the one linked above. Any other variation of this spelling is not me.
❗️DISCLAIMER - A lot of my links are affiliate links. This means I get a small commission for you using my link - but it doesn’t cost you any more, and it helps my channel.
Any advice given in on my channel and videos is for information purposes only, and does not act as financial advice. Your financial decisions are your full responsibility, and if you are in any doubt, please contact a Finance adviser before undertaking any investment with your money or change to your financial activities.
💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna
❤️**CONTACT ME**❤️
Email me: anna@pandaboss.co.uk
Instagram: pandabossanna
Please note there are a lot of people impersonating me on instagram. My ONLY instagram is the one linked above. Any other variation of this spelling is not me.
❗️DISCLAIMER - A lot of my links are affiliate links. This means I get a small commission for you using my link - but it doesn’t cost you any more, and it helps my channel.
Any advice given in on my channel and videos is for information purposes only, and does not act as financial advice. Your financial decisions are your full responsibility, and if you are in any doubt, please contact a Finance adviser before undertaking any investment with your money or change to your financial activities.
Переглядів: 981
Відео
Budget With Me - Self Employed & Living in Poland
Переглядів 1,3 тис.4 місяці тому
A few people were interested in how I budget, so here you go :) my 12 month budgeting spreadsheet and all the costs I budget for! 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ Email me: anna@pandaboss.co.uk Instagram: pandabossanna Please note there are a lot of people impersonating me on instagram. My ONLY instagram is the one li...
Building A Monthly Dividend Income - Building A Dividend Portfolio For Monthly Income
Переглядів 1,1 тис.4 місяці тому
Here's a look at the stocks I would choose for a monthly dividend income portfolio :) do let me know whether you'd add any to this list! Thank you to XTB for sponsoring this video, if you'd like to check out their Investment Plans or their platform in general, here's the link: geolink.xtb.com/OCnVn 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ ...
March Income Report | Passive Income & Side Income
Переглядів 1,1 тис.4 місяці тому
Another month has flown by, so here's my March income update. Just a reminder these used to be my side income and passive income amounts but now I've quit my 9-5 this is all my income :) 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ Email me: anna@pandaboss.co.uk Instagram: pandabossanna Please note there are a lot of people imper...
4 Ways I Buy Back My Time
Переглядів 7824 місяці тому
Here are 4 ways I buy back my time to make sure I make more time for both making even more money and relaxing! The article mentioned: www.iwillteachyoutoberich.com/how-to-use-money-to-buy-back-your-time/ 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna 00:00 Intro and Explaining the Concept 02:03 Number 1 04:02 Number 2 05:07 Number 3 07:05 Number 4 08:34 Other ex...
6 Money Habits I Wish I Had Learned Earlier
Переглядів 1,5 тис.5 місяців тому
In this video I discuss the 6 top financial and money habits that I wish I had learned earlier. Thank you to XTB for sponsoring this video, if you'd like to check out their Investment Plans or their platform in general, here's the link: geolink.xtb.com/OCnVn 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ Email me: anna@pandaboss.co.uk Instagram:...
February Income Report | Passive & Side Income
Переглядів 1 тис.5 місяців тому
Income report for February 2024, including side income and passive income - although technically this is now my ONLY income because I quit my 9-5 job, these are all still things that could be passive and side income for others :) 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ Email me: anna@pandaboss.co.uk Instagram: pandabossanna ...
Financially Preparing For War
Переглядів 1,3 тис.5 місяців тому
This video is about how to prepare financially in the event of a war breaking out. Not the most fun topic, but I'm really of the belief "hope for the best but prepare for the worst". A lot of these points should be good financial decisions regardless of what happens, so I hope you take something away from this video :) 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossa...
January Income Report (First Month Self-Employed)
Переглядів 1,1 тис.6 місяців тому
My first real month of not having a 9-5! What do you think? I think it's not bad considering I took a LOT of time to rest, I was suffering from massive burnout! 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna ❤️ CONTACT ME ❤️ Email me: anna@pandaboss.co.uk Instagram: pandabossanna Please note there are a lot of people impersonating me on instagram. ...
Investing for Beginners: How to Get Started with Just £15
Переглядів 6506 місяців тому
A comprehensive guide on how to get started investing in 2024! If you have any questions leave me a comment below, and if you'd like to check out the Investment Plans by XTB then here's the link: geolink.xtb.com/OCnVn Your capital is at risk. The value of your investments may go up or down 💎 ALL my FREEBIES and REFERRALS including FREE SHARES: taplink.cc/pandabossanna #xtb #investingforbeginner...
8 Things I HATE About Living In Poland
Переглядів 2,9 тис.7 місяців тому
In this eye-opening video, I delve into the realities of life in Poland, discussing eight aspects that can be challenging for residents. From grappling with air quality concerns and navigating complex tax systems to confronting bureaucracy and addressing societal issues like jealousy and the treatment of animals, I shed light on the less glamorous side of living in this beautiful country. Join ...
9 Things I LOVE About Living In Poland
Переглядів 4,9 тис.7 місяців тому
9 Things I LOVE About Living In Poland
15 Frugal Tips from Rural Poland: Secrets to Saving Money the Polish Way
Переглядів 2 тис.7 місяців тому
15 Frugal Tips from Rural Poland: Secrets to Saving Money the Polish Way
Teaching English for Everyone: How to Elevate Your Teaching Skills with Certification (TESOL)
Переглядів 7747 місяців тому
Teaching English for Everyone: How to Elevate Your Teaching Skills with Certification (TESOL)
Passive Income & Side Income Dec 2023 & Full Year Look
Переглядів 9307 місяців тому
Passive Income & Side Income Dec 2023 & Full Year Look
Remote Interpreting Side Hustle Explained! Cash In Your Language Skills!
Переглядів 1 тис.7 місяців тому
Remote Interpreting Side Hustle Explained! Cash In Your Language Skills!
My Financial And Business Goals For 2024 (And A Review of 2023 Goals)
Переглядів 1,5 тис.8 місяців тому
My Financial And Business Goals For 2024 (And A Review of 2023 Goals)
PASSIVE INCOME & SIDE INCOME REPORT - October and November 2023
Переглядів 9928 місяців тому
PASSIVE INCOME & SIDE INCOME REPORT - October and November 2023
Etoro Portfolio Update December 2023
Переглядів 1 тис.8 місяців тому
Etoro Portfolio Update December 2023
From Dream to Reality: How I Afforded to Build My Own House
Переглядів 1,4 тис.9 місяців тому
From Dream to Reality: How I Afforded to Build My Own House
The Basics of Money Market Funds: A Safe Bet in Investing?
Переглядів 81310 місяців тому
The Basics of Money Market Funds: A Safe Bet in Investing?
Passive Income and Side Income Report August & September 2023
Переглядів 1,1 тис.10 місяців тому
Passive Income and Side Income Report August & September 2023
Trading 212 Portfolio Update - October 2023
Переглядів 2 тис.11 місяців тому
Trading 212 Portfolio Update - October 2023
Crypto For Beginners - A Beginner's Guide To Investing In Crypto
Переглядів 714Рік тому
Crypto For Beginners - A Beginner's Guide To Investing In Crypto
How Much It Cost To Build My House In Poland
Переглядів 3,9 тис.Рік тому
How Much It Cost To Build My House In Poland
Full House Tour - Poland House Build Is Finished!
Переглядів 3,6 тис.Рік тому
Full House Tour - Poland House Build Is Finished!
Passive & Side Income Report - May/June/July 2023
Переглядів 1,3 тис.Рік тому
Passive & Side Income Report - May/June/July 2023
Uphold App Review | Walkthrough, Features, Pros, and Cons
Переглядів 2,8 тис.Рік тому
Uphold App Review | Walkthrough, Features, Pros, and Cons
Loads of jealousy envy exists in Ireland 😂yeah oh good Lord unbelievable 😊 anyway love your videos 😊 keep it up Luv. Happy Saturday
Hi gorgeous, very interesting experience, glad that you doing well in foreign country. I'm Polish and I've been to England for a few years. Cheers Luv best of luck 😊
Any advice on solicitors
I visited Poland around 8 years ago. I took the trip with a best friend and his wife. They tend to visit the country every few years to see her family. My friend is Black American. I'm Asian American. This was before the KPop rise in popularity and Asians were more rare in Poland. We received stares nearly everywhere we went. The Polish staring weren't rude or mean, but stared hard. My friend told me not to be bothered because it's likely I was the first Asian these Polish folks saw in real life. I did have fun overall though. My friend's wife's Polish friends and relatives were very welcoming and fun.
I have to say that your sense of entitlement when speaking about how things should be and that your way of thinking is necessarily the correct one for nowadays is cringe. That said, thanks for the video.
You are wrong, It's illegal to keep dog on chain. Dog can be kept like this for few hours max during the day and has to have access to water, shelter etc. and honestly such cases where dogs are chained are rare.
It’s not illegal to keep a dog on a chain in Poland. There’s been suggestions to make it illegal but PIS turned it down, I think the new gov are going to discuss it again. You can’t keep it chained for more than 12 hours, but in reality you can let it off for 2 mins then chain it up again. I had straz gminna and PIW involved in a case where the dog was never ever let off (multiple eyewitnesses) and they didn’t do sh*t, said the owner suggested harming the dog if it starts causing problems (ie straz gminna), and that the dog is better off on a chain there than in a shelter (bull because at least it would run around every day and be taken for walks at the shelter). If you think chained up dogs are rare you must not have been to many rural Poland villages/towns.
POLAND ITS NOT A GARBAGE YOU HAVE SIMPLE SISTEM IN ENGLAND AND NOW YOU HAVE A GARBAGE WITH EVERYTHING INCLUDING WITH MUSLIM AND OTHER EMIGRANTS YOUR COUNTRY PRAKTICLY DOSINT EGSIST AND FUTURE IS UNKNOWN IN YOUR COUNTRY SO PAPER WORK IS WORKING FOR POLAND AND ENOTHER THINK ONLY IDIOTS ARE JELOUS OBOUT THE HOUS WITHOUT THE PAIMENT
I would agree with both bullying or jelousy. Although i would say that, at least in my case, i felt it more in a way - no compliments, not showing respect, being sort of invisible. The only people which are worthy in Poland are those which just love to work - and the work is their primary motivation and satisfaction. And better yet: if you're workaholic and humble at the same time. Bullying in work is often called "Polish school of managment" or "Januszowo" (Janooshovo). I think that this is possibly related to how capitalism is still something fairly new in Poland. On top of it small and medium business is having a very hard time here - like you're saying: lots of complicated taxes, very expensive to have ur own business etc.
Thank you for this informative video. I’d be curious to know: according to what exactly will someone decide to buy or sell?
Nice house! Thanks for showing us 😄👍🏻
Thanks for sharing! How big is your house? 🏡
92m2
I am not able to understand their language, if by mistake they ask me any question, I will ask my neighbour, friend what is she saying, please translate it and tell me
*Stop Loss- Minimizes risk
I don't think you understand how safe trading can be. If you understand the goal of leverage, and understand the difference between standard lot and micro lot accounts, AND you know how to calculate your position size for each trade, risking 1% or less of your total account, then trading is actually very safe. As you said, you are not an expert. I have the experience of placing trades in a safe, calculated manner. If you are trading CFDs using a standard lot account, trading with only $1000, then you DON'T know what you are doing, because I can tell you now, $1000 is too small to trade with in standard lots. Your position sizes will get choked up if you had to properly calculate it, and you'd be unable to trade the higher timeframes without breaking the risk management rules. Most people blow up because they don't know what they're doing.
03:45 LOL. The funniest thing is to hear from someone from Great Britain that Polish health care is at very low level. Dear author of this video. You're confusing concepts. Poland has a fairly high level of health care - the problem is its AVAILABILITY, not its quality. This means that there are long queues to see the specialists you mentioned, but the quality of services is several levels higher than in the UK. This is exactly the opinion of several of my friends who lived or still live in the UK. Treating pneumonia with paracetamol is apparently a specialty of your health service :D
Actually I’ve been treated in both countries and the NFZ quality is far lower than NHS quality. Poland has very high quality of healthcare but PRIVATE healthcare :) I know girls who have seen the SAME DOCTOR on the NFZ and Private and the difference in how they even communicate with the patient is insane!
@@pandabossanna My friends who lived or live in the UK have a completely opposite view. So either we are dealing with racism in the UK - people not native to the UK are treated completely differently by doctors, or you are lucky with the quality of the health service in the UK. And as for the treatment of doctors in Poland differently in the NFZ than in private...This is 100% right, but it is a more broad problem and concerns the quality of services in public institutions. Unfortunately, the current "democratic" authorities fought very hard against the previous government not to reform this system and we have classes such as doctors who cannot be touched and changed anything because immediately the entire EU is talking about an "attack on democracy"
@@rayan69pl To wszystko zalezy od specjalisty. Akurat mieszkam w UK i w przypadku NHS tez zalezy na kogo sie natrafi. Nawet korzystam z tutejszych panstowych dentystow i tez nie narzekam. Ani poziom NHS nie jest taki straszny jak to przedstawia wiele Polakow, ani tez poska sluzba zdrowia na tak wysokim poziomie. Zalezy od szpitala i konkretnych lekarzy. Natomiast dlaczego w Polsce wiekszosc narzeka na polskie pielegniarki, ze sa opryskliwe, zgorzkniale, ze zle traktuja pacjentow i przesmiewczo nazywa sie je pigulami?
Money saving tips unlocked! 💯
Picking mushrooms or forest fruits is quite a long tradition in Poland, and also a kind of entertainment - you go mushroom picking with friends or family, then eat a small lunch in the forest, adults drink some vodka or moonshine. We teach children how to distinguish edible from inedible mushrooms, which forest fruits are safe and which are not. Mushrooms are quite present in Polish cuisine - whether in the form of pickled or dried mushrooms, mushroom soup is one of the traditional dishes on Christmas Eve, you need mushrooms for bigos or pierogi etc. Savings do play a certain role here, but I think it is not a fundamental one. Similarly with home gardens - it is often even more of an entertainment or hobby, many people simply like to spend their free time this way. And then they have the satisfaction of eating tomatoes from their own patch :) As for alcohol - you didn't say that making various fruit tinctures is popular - and completely legal if they are made for personal use. In recent years, brewing your own home beer has become popular - you can even buy the necessary equipment in stores.
A little clarification regarding holidays. Generally, employees in Poland have the right to twenty-several days of leave (it depends mainly on the length of service), and at least one leave must contain at least 10 working days - so if you add weekends, you get 2 weeks. If the employee does not take such leave, his employer may be subject to a financial penalty in the event of an inspection (and these are various). What's more - the entire leave should be used within the calendar year, and if a few days are "left" by the employee - they are transferred to the next year - but be careful! - such outstanding days must be used no later than September of the following year. The employer is also responsible for this, and if he does not ensure this, he may receive a fine of PLN 5,000. zlotys. Therefore, there are situations - and I have participated in them myself as an employer - when an employee is sent on forced leave if he has not used it fully. As for the additional money received by the employee while on leave - it is not an incentive or motivation, but an opportunity that the employee can take advantage of. In every public workplace, the employer collects a special fund to support employees in various situations (give them non-repayable loans, etc., e.g. in crisis situations), but also - if the employee asks for it - to provide money for holidays. This is called a "pear tree holiday" when you pay for your holiday with your own money and do not use the holiday infrastructure of your institution (if it has such a thing at all). The amount of such a payment usually depends on your family's income, while the distribution of this fund is handled by the Social Committee, which brings together the employees themselves. The employer only makes the final decision on payment, but this is a pure formality. In private workplaces and corporations, such a solution generally does not exist, although of course there are exceptions. As for health care - public health care actually fails as the problem becomes more complicated. It is relatively easy and quick to get to a family doctor within public health care, and even to some specialists, when you have a cold, have a headache, want to receive a referral for more sophisticated tests, etc. Public health care also works quite efficiently in the case of, for example, accidents. If you break your arm because you slip on the street, an ambulance will come and take you to the hospital, where they will examine you and put appropriate dressings on you, and if the case looks more serious, they will put you to bed and sometimes perform very complicated tests - all for free. The problems begin when you want to perform more complicated tests, e.g. with a CT scan, or when you are referred to a hospital not under an emergency procedure. Then you can actually wait a long time, but it also depends on where you live and how many specialists or hospitals are available in the area. We are aware that this sector of public health care requires quite deep repairs and improvements. And that's why, for now, employers usually offer employees health packages as part of their employment. In fact, this is already the norm in larger private companies, but is slowly becoming the norm in public institutions as well. Even though the latter packages may be quite basic, they can be extended for a fee acceptable in the household budget, and also include private care for family members. As for post lockers - I don't know if you have already found out that you can not only collect parcels there, but also send them yourself through this system? :)
The assumption that 65% of traders are the same and doomed to fail ignores the nuances of individual trader behavior and the diversity of strategies employed. While it’s true that a majority of retail investors face challenges and often incur losses, the 35% who succeed do so by leveraging education, discipline, strategic planning, and effective risk management. This disparity highlights the importance of continuous learning and adapting to the evolving financial landscape.
High five, we have the same outlook on life! :) So where in Poland do you live now?
Timestamps please
Good tips, but the standby thing is a myth. Appliances are designed to be left on standby, and use very little energy,
Yep but still use some, it adds up across multiple appliances across multiple months
How Long have you lived in London for?
23 years
In usa they're keeps raising the rate. Oils prices low they raise hard, Oils prices up they raise harder . Your savings will go straight back to electric companies. Always exploited customers that's their goal
Are you still on preply? And how many attempts or how long did it take you to get approved
No I mostly teach privately now, and just one :)
@@pandabossanna amazing! Love your videos keep up the great work💕
I believe you have an option to not live in Poland! Am I right by thinking in those terms?
Yes? But i also did a video about things i love, so stop being so sensitive 😂
It’s an investment ( asset) not expense
Ok I'm looking at doing the same on completion..now doing the level 5. And long term.lookiilng at moving to Spain and teach online
Did you find a job teaching? How long did it take?
Can you give the house tour. What city are you in and how big is the house. .?
There’s a house tour on my channel already :) it’s 90m2
Hiya, you mentioned about the sort of things your solicitor should look out for when buying via shared ownership - can you throw more light on this please
Really good vlog, it’s a great reminder of things I need to do regularly 😊
Hi I'm looking at doing the TEFL course . How have you got on since completing it. Did you find much work ?
I ended up quitting my job just to teach so yeah :)
How about investing in a stockpile of food and other essentials. In world war two there were they rationing many different products. And maybe start and invest in that victory garden sooner rather than later. Good video and interesting topic.
The second one is driving me crazy.
Did you do a video on what to look out for when finding traders to copy? That would be very helpful!
Thank you
Self carwash , this idea was borrowed from North America
How did you find assignment 2 and 6 in the Methodology course? I’m struggling with those and wanted to see what you thought when you did them?
I don’t remember unfortunately, it was like 4 years ago :)
I’ve spent 20 years in England and hated the last 17 of them. It’s like living in a Monty pythons movie plus the crime and filth. However saying that I must agree with your observations, you are correct, we are several years behind the rest of the western countries simply because we have only become „free” of foreign occupation in 1989. Until then people had very little, heck we did not even have a real chocolate available - a mars bar was like a life time event. A lot of people still remember those days and plenty continue whatever they have learned from their parents. Perhaps this explains the recent jealousy a bit although it is a part of polish past history as well. I dread working for polish company these days for the exact reasons you’ve mentioned, I only done it once and it was ok. The boss was great but it was more than a 2 decades ago. My experience in the U.K. was really good. Polite, educated bosses who always show respect in front of you - behind your back? I don’t know but I don’t care about the things I know nothing about. Taxes in the U.K. are very simple but also annoying when you are living abroad and can’t do it online - it has to be paper by mail (makes no sense!) or you pay a company for the service to submit it for you. Also try to sell or buy the house there - It’s months, sometimes years. I think a lot of people have tax adviser in PL to save money not because it’s so complicated they can’t do it themselves. Anyway, don’t give up, stay yourself and share the good way so the stubborn people see another way and maybe learn something from it.
What kind of side hustles would you recommend?
Check out my other videos I have many about recommended side hustles :)
Lets be clear, CFDs exist due to the high fail rate of retail traders.
Yeah I think that’s a big part of it
Have you been banished to live here??? A glutton for punishment ??? Cos I don’t see why you are still here
Sensitive much ? 😂 jeez
Having said all these things basically Poland is not the place you should be waisting your Life in and consider l moving back to the UK or some other place perphaps
Consider that I also have a video called things I love about living in Poland, and the fact I moved here for my family not for how fabulous the country is….
Very good video, I needed this info, what’s good about it is that when I’m going to get a shared owner ship I know what to look for in my contracts so the experience is positive
Very nice thank you
Pros: you can put up pictures on the wall without asking anyone. Cons: everything else
Wait, so one day when I'm able to pay for a TEFL course, I will be taught not to use the student's native language?
Yes :)
I’ve employed a cleaner for more than six months now. One of the best decisions I’ve made as she cleans faster and better than me meaning that my weekend is free to do other activities. Really helps in the winter time too when daylight is limited. Ironing is another time consuming task that I hate and have someone do it for me. I still do my own gardening though (when it’s warm !) 😂
So many people do it it’s great! And yess I hate ironing too haha…
Good video but not convinced about multiple income sources. Most wealthy people tend to have higher incomes and the best way to get a higher income is to become an expert at sometjing eg doctor, lawyer, Bill Gates
I disagree :) everyone I know who is wealthy has more than one income - even if the second income is just rental income or dividend income (i.e. passive income). I don't mean multiple jobs etc!